Mortgage Brokers focus on the client, offering independent access to various lender products. Our goal is to find the most suitable lender package for your needs by exploring multiple options rather than one. We evaluate your requirements, search for competitive deals, and recommend suitable options to avoid unnecessary expenses.

At Ironwood Finance, our professionals help you maximise mortgage value by staying informed about different lenders’ rates. Some lenders only accept applications through brokers, enabling us to secure competitive rates and negotiate better terms with your current institution.

We start by gathering your information and assessing your financial needs. We compare options and make recommendations, identifying competitive rates and features from various lenders. We complete the application and compile necessary documents for submission, sending it electronically to the chosen lender.

After approval, you’ll sign the required forms to finalise your mortgage. We continue managing the process, following up with additional documents as needed. Our customer care includes regular contact and an annual review of your financial situation.

This process can be completed over the phone, via email, or in person, accommodating your preferences.

Below is a list of information you may need to provide when applying for your loan. We will let you know what is needed as you proceed through the home loan application process as some lenders may need further information.

• 100 points ID (Passport/Drivers license/Australian State or Territory proof of age card)
• Last 2 Pay Slips
• Last Group Certificate
• Last 2 years Tax Returns (only if self-employed)
• Savings Statement (latest 3 months) Credit Card Statement/s

Last 6 months Mortgage Statements (only if re-financing)

We provide assistance in obtaining the appropriate standard home loan at no cost to you. At Ironwood Finance, we receive a commission from the lender upon the approval of your home loan. We do not impose any fees for appointments or our services, nor will any lender charge you an additional fee for utilising a mortgage broker.