Investment Loans

Use Your Home Equity to Buy an Investment Property

Discover the proven 2-step strategy Brisbane homeowners are using to build wealth—without needing a cent of personal savings.

Struggling to Save a Deposit?

With rising property prices, saving a 20% deposit can take years of sacrifice. But for most homeowners, the solution is already under their roof.

You likely have the funds sitting in your home right now. We show you how to unlock them.

The 2-Step Strategy

Every investor is different. Which one are you?

The Portfolio Builder: You want to maximize your lending position to acquire multiple properties and create a long-term wealth engine.
The Debt-Free Strategist: You want to use the growth of one investment property to eventually pay off your own home loan in full, entering retirement 100% debt-free.

Book a free strategy call

The Power of 5%

We specialise in a two-stage funding model designed to protect your cash flow.

The Math Behind the Strategy

Property investment is a marathon, not a sprint. Here is what a typical 15-year outlook looks like:

If we pick a $800,000 property today, at a conservative 5% growth rate, that’s worth over $1.6 million in 15 years. Even after you pay back what you borrowed, you’re looking at a potential $800,000+ profit. That’s a life-changing amount of money for a retirement fund or to pay off your own home. This is why we invest.

We invest to help you reach your goals. We coordinate with your accountant or financial planner to confirm if this strategy suits you.

More Than Just a Loan

Strategy First, Lending Second

As an experienced investment-focused broker in Brisbane & operating Australia wide, I provide more than just a rate:

Expert Structuring: Ensuring your loans are set up for maximum tax effectiveness.
Zoom Strategy Sessions: Clear, visual education from the comfort of your home.

We specialise in a two-stage funding model designed to protect your cash flow.

Step 1: Release Equity We refinance your current home to access funds for your 20% deposit, stamp duty, and purchasing costs. We also build in a ~$30k cash buffer held in offset for your peace of mind. No personal cash required.
Step 2: Purchase Investment Property We secure an 80% LVR loan for the investment property. By using Interest-Only repayments, we minimise your holding costs, keeping your monthly budget manageable while the asset grows.

What is Your Goal?

Two Paths to Financial Freedom

Property Search Support: Access to professional expertise to find high-growth assets.
Long-Term Focus: I’m here for the journey, not just the transaction.

The “No-Stress” Process

What Happens Next?

Book a Free Zoom Call: A relaxed chat to discuss your goals.
The Assessment: I analyse your current financial position and equity.
The Blueprint: I show you your exact borrowing capacity and the 2-step strategy.
You Decide: You take the info and decide if it’s right for you. No pressure. No obligation.

Ready to See What’s Possible?

Stop wondering “what if” and get a clear picture of your financial potential.

Call us on 0422708481

Book Your Free Investment Strategy Session

At Ironwood Finance, we recognise that property investment is a significant financial commitment that requires careful planning and informed guidance. Our team of experienced brokers is committed to helping you secure a property investment loan that aligns with your investment goals and financial situation.